There are basically two camps on the year's most anticipated phone: iPhone 3G or BlackBerry Bold. They are different phones with different core audiences, which largely comes down to keyboard preferences. But Boy Genius gives us a lot to chew on anyway in the first live head-to-head (and not just the photos). The shockers are that the newly plastic iPhone 3G has a better build quality and the Bold's screen is better, thanks to a dense pixel-per-inch ratio.

Not so shocking: Bold remains the email king, thanks to basic stuff that the iPhone doesn't have like email...

Claiming personal savings rates are the lowest they've been since the Great Depression, Yahoo Finance sets out to identify five signs that you're living beyond your means. For example:

More Than 28% of Income Goes To Your House: Calculate what percentage of your monthly income goes toward your mortgage, property taxes and insurance. If it's more than 28% of your gross income, then you are likely in over your head.

Why is 28% the magic number? Historically, conservative lenders have used the 28% threshold because their experience has told them that this is the rate at...